{"id":28785,"date":"2026-08-17T00:05:15","date_gmt":"2026-08-17T05:05:15","guid":{"rendered":"https:\/\/pintailcos.com\/web\/build-a-better-budget\/"},"modified":"2026-08-17T00:05:15","modified_gmt":"2026-08-17T05:05:15","slug":"build-a-better-budget","status":"publish","type":"post","link":"https:\/\/pintailcos.com\/web\/build-a-better-budget\/","title":{"rendered":"Build a Better Budget"},"content":{"rendered":"Your income varies, but many of your expenses don\u2019t. A budget planned around that reality allows slow months to be part of the natural ebb and flow, not emergencies. Here\u2019s how to build one.\nSeparate Your Personal and Business Money\nUse a dedicated business account for all of your business income and expenses. When professional and personal funds are mixed up, you can miss signals that show how your business is really doing.\nList Every Fixed Cost\nSome expenses happen whether deals are closing or not: insurance, license renewal, dues, marketing subscriptions, your CRM. Write down every cost that isn\u2019t connected to sales and you\u2019ll have a bottom-line number your business needs to break even each month.\nBuild a Buffer\nOnce you know what it costs to stay in the black each month, you\u2019ll know how much to set aside to cover the slow times. With several months of fixed costs in hand, you can carry on with confidence between checks.\nPay Your Future Tax Bill Now\nAnd when commission checks do come in, immediately set aside a percentage to cover the taxes you\u2019ll owe. Keep a separate savings account just for taxes and don\u2019t mix that money with your other business income. That way you\u2019ll know how much income you have to work with and won\u2019t have to scramble at tax time.\nRevisit Your Plan Regularly\nA great budget is always a work in progress. Costs shift and so do your business needs. Make it a habit to review your budget quarterly so you can notice any important signals and keep your business steady through the changing seasons.","protected":false},"excerpt":{"rendered":"

Your income varies, but many of your expenses don\u2019t. A budget planned around that reality allows slow months to be part of the natural ebb and flow, not emergencies. Here\u2019s how to build one. Separate Your Personal and Business Money Use a dedicated business account for all of your business income and expenses. When professional […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"footnotes":""},"categories":[108],"tags":[],"class_list":["post-28785","post","type-post","status-publish","format-standard","hentry","category-news"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t